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Terms & Conditions

Last updated: June 2026

These Terms and Conditions govern your use of the Plan Bright Partners website at planbrightpartners.com and your interactions with our licensed agents and services. By using our website or contacting us for Medicare insurance assistance, you agree to these terms. Please read them carefully.

1. About Plan Bright Partners

Plan Bright Partners is a licensed Medicare insurance agency. Our agents hold active state insurance licenses and are trained to help Medicare-eligible individuals understand their coverage options, including Medicare Advantage, Medicare Supplement, and Part D Prescription Drug Plans.

Plan Bright Partners is not affiliated with, endorsed by, or connected to the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to plans we represent in your area. To see all available options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

2. Use of This Website

You agree to use this website only for lawful purposes. You may not use this site to:

  • Violate any applicable federal, state, or local law or regulation
  • Transmit unsolicited commercial messages or spam
  • Collect personal information from other users
  • Attempt to interfere with the operation of this website
  • Misrepresent your identity or affiliation

We reserve the right to deny access to anyone who violates these terms.

3. No Cost to You

Plan Bright Partners provides Medicare insurance consultation and plan comparison services at no charge to you. Our agents are compensated by insurance carriers when you enroll in a plan — your premium, if any, is determined by the insurance carrier and the specific plan you select, not by our agency.

4. SMS and Text Message Communications

By providing your phone number and checking the SMS opt-in box on our contact form, you consent to receive text messages from Plan Bright Partners. These messages may include:

  • Responses to your Medicare questions from a licensed agent
  • Appointment reminders and scheduling confirmations
  • Plan information, enrollment updates, and annual enrollment period reminders
  • Follow-up messages related to your inquiry

Message and data rates may apply. Message frequency varies based on your inquiry and the stage of your Medicare consultation. You may opt out at any time by replying STOP. For help, reply HELP or call us at (508) 591-0885.

Opt-Out Instructions

To stop receiving text messages from Plan Bright Partners at any time, reply STOP to any message we send. You will receive one final confirmation message, and then no further texts will be sent. Opting out of SMS does not cancel any insurance coverage you have enrolled in.

Help

If you have questions about our text messaging program, reply HELP to any message or contact us at info@planbrightpartners.com or (508) 591-0885.

No Third-Party Sharing

Your phone number and SMS consent will not be shared with any third parties or affiliates for their own marketing or promotional purposes. Text messaging originator opt-in data and consent will not be transferred to any outside organization.

5. Accuracy of Information

We make reasonable efforts to keep the information on this website accurate and current. However, Medicare plan details, premiums, benefits, and availability change regularly. The content on this site is intended for general informational purposes only and should not be considered a guarantee of specific plan benefits or pricing.

Always confirm current plan details directly with a licensed agent or the insurance carrier before enrolling. Plan availability varies by location.

6. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. We encourage you to read it.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Plan Bright Partners or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content from this site without our written permission.

8. Third-Party Links

Our website may link to insurance carrier sites, government Medicare resources, and other external websites. These links are provided for your convenience. Plan Bright Partners has no control over third-party sites and is not responsible for their content, accuracy, or privacy practices. Linking to a third-party site does not constitute our endorsement of it.

9. Limitation of Liability

Plan Bright Partners provides information and agent services on an "as is" basis. To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided here. Our total liability for any claim arising from these terms shall not exceed the amount you paid us for services, which in most cases is zero.

10. Governing Law

These Terms and Conditions are governed by the laws of the State of Wyoming, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of Sheridan County, Wyoming, unless otherwise required by applicable law.

11. Changes to These Terms

We may update these Terms and Conditions at any time. When we do, we will update the "last updated" date at the top of this page. Your continued use of this website after changes are posted constitutes acceptance of the updated terms.

12. Contact Us

Questions about these Terms? We are easy to reach: